You can use it abroad without paying foreign transaction fees, and if you miss your payment due date, you won't get dinged with a late fee. Last but not least, the Apple Card doesn't charge any fees. It earns 3% on purchases with Apple and purchases made using Apple Pay at select partner merchants, and 2% back on all your other Apple Pay purchases. The length of the promotional period can be anywhere from six to 24 months depending on the product you buy. You'll pay no interest as long as you pay off the purchase in full within the promotional period. If you have the Apple Card, you can choose this as a payment option when purchasing certain Apple products, such as the iPhone, iPad, or Apple Watch. The financing plan that essentially replaced what Barclays used to offer is called Apple Card Monthly Installments. The Apple Card isn't exactly feature-packed, but it does have a few benefits that stand out. Consumers who are interested in buying Apple products with no interest can instead look to the Apple Card. Its main selling point was Apple financing plans, and that perk is now gone. There's little reason to, though, because it doesn't offer any purchase rewards like the top credit cards do. That card is now discontinued, but existing cardholders can keep using it. More: Save while you pay off debt with one of these top-rated balance transfer credit cards Save: This credit card has one of the longest intro 0% interest periods around
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